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Freelance Hourly Rate Calculator | Business Tools | Calcify
Business Tools

Freelance Hourly Rate Calculator

Most freelancers undercharge. Enter your income target and working pattern to find the minimum rate you need to be sustainable.

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What Should You Charge?

Based on your income needs, working pattern, and business costs

What you want in your pocket after tax
52 minus holidays (28 days statutory = 5.6 wks)
Not all of your day is billable (admin, emails, marketing)
Software, equipment, insurance, phone, accountant
Tax estimates use 2025/26 HMRC rates. NI calculated as Class 2 & 4 on trading profit. This is a guide — your actual tax may differ.